Uber and Lyft Accident

Uber and Lyft Accident Lawyer in Boynton Beach, Florida

Rideshare services like Uber and Lyft are popular in Boynton Beach for airport trips, beach visits, and nightlife. But when accidents involve rideshare vehicles, insurance claims become extremely complicated. Multiple insurance policies, corporate legal teams, and disputes over driver status create challenges for injured victims. Our Boynton Beach Uber and Lyft accident attorneys know how to navigate these complex cases.

Common Uber and Lyft Accidents in Boynton Beach

Passenger Injuries

You’re riding as an Uber or Lyft passenger when your driver causes an accident or another vehicle strikes your rideshare. Passenger injury claims are typically covered, but insurance companies still fight to minimize payouts.

Hit by Uber or Lyft Driver

A rideshare driver strikes your vehicle, hits you as a pedestrian, or collides with you while cycling. Coverage depends on whether the driver had the app on and if they had a passenger.

Accidents While Driver on Duty

You’re an Uber or Lyft driver injured in an accident while transporting passengers or waiting for ride requests. Workers’ compensation typically doesn’t cover rideshare drivers, complicating your claim.

Pickup and Dropoff Accidents

Accidents occurring while passengers enter or exit rideshare vehicles on busy Boynton Beach roads. Doors opening into traffic or passengers struck while crossing streets.

Complex Uber and Lyft Insurance Issues

Rideshare insurance coverage depends on the driver’s status at accident time:

Period 0: App Off

Driver’s personal auto insurance applies. Most personal policies exclude commercial use, leaving gaps in coverage.

Period 1: App On, Waiting for Request

Uber/Lyft provides limited liability coverage ($50,000 per person, $100,000 per accident). Contingent collision coverage only if driver has it. Understanding these coverage gaps is crucial, similar to traditional car accident claims.

Period 2: Request Accepted, En Route to Passenger

Uber/Lyft provides $1 million liability coverage plus uninsured/underinsured motorist coverage and collision coverage.

Period 3: Passenger in Vehicle

Full $1 million Uber/Lyft liability coverage, plus uninsured/underinsured motorist and collision coverage.

Why Rideshare Accident Cases Are Complex

  • Multiple Insurance Policies – Driver’s personal insurance, Uber/Lyft corporate policy, and other drivers’ policies
  • Corporate Legal Teams – Uber and Lyft have lawyers fighting to minimize payouts
  • Disputes Over Coverage – Arguments about whether driver was “on duty”
  • App Status Investigations – Proving driver’s status when accident occurred
  • Independent Contractor Issues – Uber/Lyft claim drivers aren’t employees to avoid liability

Common Rideshare Accident Locations in Boynton Beach

  • Federal Highway (US-1) – High traffic areas with frequent rideshare pickups
  • Boynton Beach Boulevard – Restaurant and entertainment district pickups
  • Congress Avenue Shopping Areas – Mall and retail pickups/dropoffs
  • Ocean Avenue Beach Area – Tourist pickups with distracted drivers
  • I-95 Corridor – Airport rides to Palm Beach International and Fort Lauderdale

Types of Injuries from Rideshare Accidents

Rideshare accidents cause the same serious injuries as any vehicle collision:

  • Whiplash and neck injuries
  • Back and spinal cord injuries
  • Traumatic brain injuries
  • Broken bones and fractures
  • Internal injuries
  • Wrongful death

Compensation for Uber and Lyft Accident Victims

We fight to recover full compensation including:

  • Medical expenses (ER visits, surgeries, therapy, future care)
  • Lost wages and loss of earning capacity
  • Pain and suffering
  • Vehicle damage (for non-passengers)
  • Permanent disability and disfigurement
  • Wrongful death damages for families

What to Do After an Uber or Lyft Accident

  1. Call 911 for medical help and police report
  2. Check if driver’s Uber/Lyft app was on – take screenshots if possible
  3. Get driver’s name, license, insurance, and rideshare company info
  4. Take photos of vehicles, damage, scene, and injuries
  5. Get contact info from other passengers and witnesses
  6. Save your ride receipt from the app
  7. Report accident through Uber or Lyft app
  8. Seek medical treatment immediately
  9. Do NOT accept quick settlement offers from Uber/Lyft
  10. Contact our office at (561) 266-9191 before talking to any insurance company

Related Legal Services

In addition to rideshare accidents, our Boynton Beach injury lawyers handle car accident cases, commercial truck accidents, pedestrian injuries, and wrongful death claims. Learn more about our Boynton Beach legal services.

Dealing with Uber and Lyft Insurance

Uber and Lyft have dedicated claims departments that use tactics to minimize payouts:

  • Claiming driver wasn’t on duty at time of accident
  • Arguing passenger was partially at fault
  • Offering quick, low settlements before full injury extent is known
  • Disputing medical treatment necessity
  • Delaying claims hoping you’ll give up

Our attorneys handle all communications with Uber, Lyft, and their insurers to protect your rights.

Special Issues for Rideshare Drivers

If you’re an Uber or Lyft driver injured while working:

  • Workers’ compensation typically doesn’t cover you (independent contractor status)
  • Your personal auto insurance may deny claims (commercial use exclusion)
  • Uber/Lyft coverage depends on your status when injured
  • You may have claims against other at-fault drivers
  • Disability benefits may be available through your own policies

Why Choose Our Boynton Beach Uber and Lyft Accident Lawyers?

  • 60+ years combined experience handling complex insurance cases
  • We understand rideshare insurance coverage and corporate tactics
  • Local Boynton Beach office at 1501 Corporate Drive, Suite 100 #A20
  • Proven track record recovering millions from Uber and Lyft claims
  • Resources to fight corporate legal teams
  • No fees unless we win your case

Contact Our Boynton Beach Rideshare Accident Lawyers

Don’t navigate complex Uber and Lyft insurance issues alone. Our experienced attorneys know how to maximize your rideshare accident recovery.

Call (561) 266-9191 now for a free consultation.

Boynton Beach Office:
1501 Corporate Drive, Suite 100 #A20
Boynton Beach, Florida 33426

We serve rideshare accident victims throughout South Florida with offices in Delray Beach, Boynton Beach, Wellington, Palm Beach Gardens, and Boca Raton.

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