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Why You Shouldn’t Speak to Insurance Adjusters Without Legal Representation

Why You Shouldn’t Speak to Insurance Adjusters Without Legal Representation

After an accident, one of the first calls many people receive is from an insurance adjuster. While this may seem like a helpful gesture, it’s important to understand that insurance companies are focused on protecting their bottom line—not on ensuring that you receive the compensation you deserve. At Aronberg & Aronberg, we’ve seen how speaking to insurance adjusters without legal representation can significantly impact personal injury claims. 

The Role of Insurance Adjusters

Insurance adjusters are trained professionals whose primary job is to minimize the payout on claims. They may seem empathetic and cooperative, but their goal is to gather information that could weaken your case. Adjusters are skilled at framing questions to elicit responses that may be used to reduce your claim’s value or deny it entirely.

Common Tactics Used by Insurance Adjusters

  1. Requesting Recorded Statements

Adjusters often ask for recorded statements shortly after an accident. While this may sound routine, these statements can be taken out of context or used against you later. Even innocent remarks like “I’m feeling okay” or “I didn’t see what happened” could be misconstrued as admissions of fault or evidence that your injuries aren’t serious.

  1. Offering Quick Settlements

Insurance companies frequently offer quick settlements that seem generous but are far less than what you might need to cover medical bills, lost wages, and future expenses. Accepting an early settlement often waives your right to pursue additional compensation.

  1. Asking Leading Questions

Adjusters may pose leading questions to influence your responses or to make it seem as though you share responsibility for the accident. For example, they might ask, “Wasn’t the ground wet when you slipped?” or “Were you distracted when the car hit you?”

  1. Downplaying Injuries

Insurance companies may attempt to minimize the severity of your injuries by suggesting that pre-existing conditions or unrelated incidents are to blame.

The Benefits of Legal Representation

When you partner with Aronberg & Aronberg, you gain an advocate who understands the tactics used by insurance companies and knows how to counter them effectively. Our team will handle all communications with the insurance adjuster, ensuring that your rights are protected and that nothing is said or shared that could jeopardize your claim. Here’s how we help:

  • Managing Communication

We act as your voice, ensuring that all interactions with the insurance company are conducted professionally and strategically.

  • Evaluating Settlement Offers

Our attorneys carefully review any settlement offers to determine whether they truly cover your damages, including future medical care and lost income.

  • Building a Strong Case

We collect and present compelling evidence to demonstrate the extent of your injuries and the other party’s liability.

How Aronberg & Aronberg Can Help

With years of experience handling personal injury claims in Florida, Aronberg & Aronberg knows what it takes to secure fair compensation. Our firm understands the complexities of Florida law, including the state’s comparative negligence rule, which can impact the amount of compensation you receive. By thoroughly investigating your case and negotiating with the insurance company on your behalf, we maximize your chances of a favorable outcome.

Protect Your Rights Today

The moments following an accident are stressful, and dealing with insurance adjusters can make the situation even more overwhelming. Aronberg & Aronberg is here to provide the guidance and support you need during this challenging time. By working with our firm, you can focus on your recovery while we handle the legal complexities.

Don’t let an insurance adjuster’s tactics compromise your claim. Contact Aronberg & Aronberg today for a free consultation and let us help you secure the compensation you deserve.

 

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