Who pays my medical bills after an auto accident?
Florida law requires every car owner to purchase $10,000.00 of Personal Injury Protection Insurance (“PIP”). After a motor vehicle crash, REGARDLESS OF FAULT, each party goes through their own PIP insurance carrier to pay for their own medical bills. Once the PIP insurance is exhausted, the injured party may utilize their health insurance if they require further care. If the injured party has no health insurance, some doctors will agree to treat the injured party and delay collecting payment until the resolution of their claim. At the conclusion of the medical treatment, the at-fault driver will be responsible to compensate the injured party for any out of pocket expenses, co-payments or outstanding medical bills reasonably incurred as a result of the car accident.